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Landlords Insurance: Compare Quotes & Protect Your Investment

Owning a rental property is a great way to build wealth, but it comes with risks. Landlord insurance can help protect your investment against unexpected events like tenant damage, loss of rental income, or unforeseen property repairs, depending on the policy you choose.

We help you find the right cover at competitive rates!

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Landlords Insurance
Landlords Insurance
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Landlords Insurance

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

At Insurance Online, we help you find affordable landlord insurance quotes from our broker referral network, tailored to your needs. Whether you need building and contents insurance to safeguard your property or rental income protection to cover lost earnings, the options available through our participating brokers are designed to give landlords peace of mind.

Why Do You Need Landlord Insurance?

Protect against tenant damage: Can provide cover for certain accidental or malicious damage to your property.
Safeguard rental income: May include cover for loss of rent in specified situations, such as when your tenants can’t pay or the property is uninhabitable.
Liability protection: Can help protect you financially if someone is injured on your property and you are found legally liable.

Compare Policies Online

Easily compare landlord insurance options from participating Australian insurers, via our broker referral service, and find policies that fit your budget and property type. Comparison is limited to quotes and products from brokers and insurers who participate in our referral service and may not cover all providers in the market. Features, limits and exclusions vary between insurers and policies, so always check the Product Disclosure Statement (PDS) or ask your broker for details.

Get a Quote Today

Don’t leave your investment unprotected. Request a landlord insurance quote online and take a step toward choosing cover that helps protect your property.

Insurance Calculators

Need some help calculating your landlord's insurance coverage requirements? Try our Landlords Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Landlords Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

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Personal Advice

Landlords Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your landlords insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Landlords Insurance Articles

The Key Differences Between Landlord and Homeowners Insurance

As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more

Is Landlord Insurance Mandatory in Australia? What Every Landlord Should Know

Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. While standard home insurance covers owner-occupied homes, landlord insurance provides additional coverage for risks associated with tenants. This includes protection against damages to the property, loss of rental income, and liability claims arising from tenant-related incidents. - read more

Understanding Landlord Insurance: Does It Cover Tenant Damage?

Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. It covers a range of risks that landlords face, including damage to the property, loss of rental income, and liability for injuries that may occur on the premises. - read more

Understanding the Key Factors That Influence Landlord Insurance Premiums in Australia

Landlord insurance is a specialized type of insurance designed to protect property owners who lease their homes or units to tenants. Unlike standard home insurance, which primarily covers owner-occupied properties, landlord insurance includes coverage tailored for the risks associated with rental properties. - read more

What are the common exclusions in landlord insurance policies?

Landlord insurance is a specialized type of coverage designed to protect property owners who rent out their residential or commercial properties. This insurance typically provides financial support in the event of damage to the property, loss of rental income, and liability claims from tenants or visitors. Essentially, it helps ensure that landlords are safeguarded against potential risks and unexpected financial burdens. - read more

Insurance News

Inattention and Speed: Key Factors in Major Truck Crashes

28 Jan 2026: Paige Estritori

The National Truck Accident Research Centre (NTARC) has released its latest Major Incident Investigation Report, shedding light on the predominant causes of significant truck crashes across Australia. The findings reveal that human factors, particularly inattention, distraction, and inappropriate speed, continue to be the leading contributors to these incidents. - read more

TAL's Health Sense Plus Now Covers Income Protection Policies

27 Jan 2026: Paige Estritori

In a strategic move to enhance the value of its offerings, TAL has announced the expansion of its Health Sense Plus program to encompass income protection insurance. This initiative, effective from 8 August 2025, aims to incentivise proactive health management among policyholders by providing premium discounts. - read more

Rising Mental Health Claims Reshape Australia's Insurance Landscape

27 Jan 2026: Paige Estritori

Australia's insurance sector is experiencing a significant shift as mental health conditions become the predominant cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more

APRA Calls for Reforms in Income Protection Insurance Sector

27 Jan 2026: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has raised concerns about the sustainability of income protection insurance, following industry losses amounting to $2.5 billion over five years. APRA has urged life insurers to implement reforms to enhance the viability of these products and ensure they continue to meet policyholders' needs. - read more

Marinex Underwriting Sets Sail in Australian Marine Insurance Market

27 Jan 2026: Paige Estritori

In a significant development for Australia's marine insurance sector, Rhodian Group has announced the launch of Marinex Underwriting, a new agency dedicated to providing specialised marine insurance products tailored to the Australian market. This initiative marks Rhodian's third agency launch, following the establishment of Halo Underwriting and Batch Underwriting in previous years. - read more

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Knowledgebase

Rider:
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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.