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    Insurance News

    Why rising builder failures matter for contract works cover
    Why rising builder failures matter for contract works cover
    17 Sep 2026: Paige Estritori
    Australia's construction sector remains under pressure, with recent insolvency figures continuing to show building and construction as one of the most exposed parts of the economy. Higher material costs, tight margins, labour shortages, delayed payments and fixed-price contract stress have all contributed to a tougher operating environment for builders, subcontractors and project owners. - read more
    How Softer Truck Sales Can Affect Insurance Decisions
    How Softer Truck Sales Can Affect Insurance Decisions
    17 Sep 2026: Paige Estritori
    Recent transport industry sales updates point to a more selective new-truck market, with operators weighing replacement timing against finance costs, emissions planning, availability and contract confidence. For truck businesses, that matters well beyond the showroom. A change in buying momentum can flow through to vehicle values, repair economics, insurer appetite and the way fleets should set insurance sums before renewal. - read more
    Cyber Scam Alerts: What Trade Businesses Should Check Now
    Cyber Scam Alerts: What Trade Businesses Should Check Now
    17 Sep 2026: Paige Estritori
    Fresh small business cyber warnings are a practical reminder that digital risk is no longer just a concern for large companies with complex IT systems. For Australian tradespeople, the most damaging cyber incident may be far simpler: a fake invoice, altered bank details, a compromised email account or a scam message that looks like it came from a supplier, builder, real estate agent or client. - read more
    Why Super Service Standards Matter for Your Income Protection
    Why Super Service Standards Matter for Your Income Protection
    17 Sep 2026: Paige Estritori
    ASIC’s continuing focus on superannuation member services has put another practical issue in front of Australian workers: insurance inside super is not just about whether cover exists, but whether members can understand and use it when they need help. Recent regulatory attention on trustee administration, communication and claims support is a timely reminder for anyone relying on salary continuance or income protection benefits through their fund. - read more
    What More PBS Trucking Means for Insurance Cover
    What More PBS Trucking Means for Insurance Cover
    17 Sep 2026: Paige Estritori
    Recent transport industry reporting has again highlighted growing interest in Performance Based Standards vehicles and other high-productivity truck combinations across Australia. For operators, the attraction is clear: fewer trips, better payload efficiency and stronger productivity on approved routes. For insurers, however, the shift is not simply a matter of adding another truck to the schedule. PBS combinations can alter exposure across vehicle value, route compliance, load responsibility, driver capability and recovery after an incident. - read more
    Landlords Insurance Articles

    Understanding the Key Factors That Influence Landlord Insurance Premiums in Australia
    Understanding the Key Factors That Influence Landlord Insurance Premiums in Australia
    Landlord insurance is a specialized type of insurance designed to protect property owners who lease their homes or units to tenants. Unlike standard home insurance, which primarily covers owner-occupied properties, landlord insurance includes coverage tailored for the risks associated with rental properties. - read more
    Does Your Landlord Insurance Cover Short-Term Rentals Like Airbnb?
    Does Your Landlord Insurance Cover Short-Term Rentals Like Airbnb?
    In recent years, short-term rentals have exploded in popularity across Australia. Platforms like Airbnb and Stayz have transformed how people approach accommodation, offering unique experiences that hotels often can't match. Whether it's a beachfront apartment in Sydney or a cozy cottage in the countryside, these rentals appeal to a wide range of travellers seeking flexibility and local charm. - read more
    Is landlord insurance tax deductible in Australia?
    Is landlord insurance tax deductible in Australia?
    Australian landlords may be able to claim landlord insurance premiums as a rental property expense when the cover relates to earning rental income. The details can depend on how the property is used, what the policy covers and your individual tax position. - read more
    The Key Differences Between Landlord and Homeowners Insurance
    The Key Differences Between Landlord and Homeowners Insurance
    As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more
    How loss of rent and tenant default cover may work in landlord insurance
    How loss of rent and tenant default cover may work in landlord insurance
    Loss of rent and tenant default cover can both relate to missed rental income, but they usually respond to different events. This guide explains the common differences, claim triggers, limits and policy conditions Australian landlords should check before relying on either cover. - read more

    Knowledgebase
    Indemnity:
    A legal principle that stipulates that insurance policies should restore the insured to the financial position they were in before the loss.