Landlords Insurance For Australian Rental Property Owners
Landlords insurance is designed for rental property owners facing risks such as tenant damage, lost rent and liability claims. Understanding building, contents and rental income cover can help you explore protection for your investment.
Explore our landlord insurance articles, calculators and insurance news ... or connect with a participating insurance broker from our Australia-wide referral partner network who can discuss your needs and compare available rates and options.
Building Cover
Landlord Contents Cover
Tenant Damage Risks
Rent Defaults
Loss of Rent
Property Liability Risks
Landlords insurance quotes are provided by a selected broker from our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
At Insurance Online, we refer your enquiry to a participating insurance broker who can help you seek affordable landlord insurance quotes tailored to your needs. Whether you need building and contents insurance to safeguard your property or rental income protection to cover lost earnings, the options available through our participating brokers are designed to give landlords peace of mind.
Why Do You Need Landlord Insurance?
Protect against tenant damage: Can provide cover for certain accidental or malicious damage to your property.
Safeguard rental income: May include cover for loss of rent in specified situations, such as when your tenants can’t pay or the property is uninhabitable.
Liability protection: Can help protect you financially if someone is injured on your property and you are found legally liable.
Compare Policies Through a Broker
Compare landlord insurance options available through a participating Australian insurance broker after referral, and explore policies that fit your budget and property type. Comparison is limited to quotes and products available through the referred broker and may not cover all providers in the market. Features, limits and exclusions vary between insurers and policies, so always check the Product Disclosure Statement (PDS) or ask your broker for details.
Get a Quote Today
Don’t leave your investment unprotected. Request a landlord insurance quote online and take a step toward choosing cover that helps protect your property.
Insurance Calculators
Need some help calculating your landlord's insurance coverage requirements? Try our Landlords Insurance Calculator to make the job quick and easy!
Visit our extensive library of informative Landlords Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.
Landlords Insurance Online does not provide financial product advice or claims assistance directly. After you submit a quote request, your enquiry is referred to a participating licensed insurance broker from our Australia-wide referral partner network. The broker can discuss quote comparisons and any personal advice or claims assistance available within their service and authorisation.
Your enquiry may be allocated to a participating insurance broker based on factors such as the product category you select, geographic service area, availability and commercial bidding settings, using information supplied in your landlords insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
"Fast, friendly and competitive quote. Took up policy with the referred Broker, easy transition."
These are genuine reviews from customers who have used our broker referral service.
We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary
A federal parliamentary inquiry into small business insurance has reportedly pushed back its final report from 27 October 2026 to 26 February 2027, extending the wait for recommendations on insurance affordability, availability and regulation. For Australian tradies and small trade businesses, the delay matters because the inquiry is examining the types of cover many operators rely on daily, including public liability, professional indemnity, cyber risk and business interruption insurance. - read more
A new Insurance Brokers Code of Practice has been launched by the National Insurance Brokers Association, putting clearer disclosure, renewal contact and client support standards on the agenda for Australian businesses that use brokers to arrange cover. The 2027 Code takes effect on 1 January 2027 and is designed to set out, in plainer language, what clients should be able to expect from subscribing insurance brokers. - read more
The Australian Financial Complaints Authority’s latest annual review has put income protection insurance back in focus, with the product again attracting the highest number of life insurance complaints in 2025-26. The figures are a useful reminder that the real value of cover is tested not at purchase, but when illness or injury interrupts a person’s capacity to earn. - read more
A recent Australian Financial Complaints Authority determination involving a flooded farmhouse has put claims handling back under the microscope for rural policyholders, after the insurer was ordered to pay almost $432,000 across building repairs, additional temporary accommodation, professional costs and compensation for non-financial loss. The decision, dated 27 August 2026 and reported by Insurance News on 15 October 2026, is a useful reminder that the practical aftermath of a farm flood can extend well beyond the first clean-up. - read more
A recent Australian Financial Complaints Authority decision involving a vandalised Hino truck is a useful reminder that disclosure disputes in commercial motor insurance turn on evidence, not assumptions. Reported by insuranceNEWS.com.au on 15 October 2026, the matter ended with Suncorp being ordered to reinstate the policy and reassess the claim after AFCA found the insurer had not proved that undisclosed driving history would have justified refusing the risk. - read more
Landlord insurance is a specialized type of coverage designed to protect property owners who rent out their residential or commercial properties. This insurance typically provides financial support in the event of damage to the property, loss of rental income, and liability claims from tenants or visitors. Essentially, it helps ensure that landlords are safeguarded against potential risks and unexpected financial burdens. - read more
Australian landlords may be able to claim landlord insurance premiums as a rental property expense when the cover relates to earning rental income. The details can depend on how the property is used, what the policy covers and your individual tax position. - read more
Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. It covers a range of risks that landlords face, including damage to the property, loss of rental income, and liability for injuries that may occur on the premises. - read more
If your rental property is part of a strata scheme, the building may already be insured through the owners corporation or body corporate. However, strata insurance and landlord insurance usually protect different risks, so Australian landlords should understand where cover may overlap, where gaps can exist and what questions to ask before choosing a policy. - read more
A practical guide to the usual steps involved in making a landlord insurance claim in Australia, including notification, evidence, assessment, excesses, repairs and common reasons claims may be delayed or declined. - read more
Knowledgebase
Liability Insurance: A type of insurance that provides protection against claims resulting from injuries and damage to people and/or property.
