Landlords Insurance For Australian Rental Property Owners
Landlords insurance is designed for rental property owners facing risks such as tenant damage, lost rent and liability claims. Understanding building, contents and rental income cover can help you explore protection for your investment.
Explore our landlord insurance articles, calculators and insurance news ... or connect with a participating insurance broker from our Australia-wide referral partner network who can discuss your needs and compare available rates and options.
Building Cover
Landlord Contents Cover
Tenant Damage Risks
Rent Defaults
Loss of Rent
Property Liability Risks
Landlords insurance quotes are provided by a selected broker from our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.
At Insurance Online, we refer your enquiry to a participating insurance broker who can help you seek affordable landlord insurance quotes tailored to your needs. Whether you need building and contents insurance to safeguard your property or rental income protection to cover lost earnings, the options available through our participating brokers are designed to give landlords peace of mind.
Why Do You Need Landlord Insurance?
Protect against tenant damage: Can provide cover for certain accidental or malicious damage to your property.
Safeguard rental income: May include cover for loss of rent in specified situations, such as when your tenants can’t pay or the property is uninhabitable.
Liability protection: Can help protect you financially if someone is injured on your property and you are found legally liable.
Compare Policies Through a Broker
Compare landlord insurance options available through a participating Australian insurance broker after referral, and explore policies that fit your budget and property type. Comparison is limited to quotes and products available through the referred broker and may not cover all providers in the market. Features, limits and exclusions vary between insurers and policies, so always check the Product Disclosure Statement (PDS) or ask your broker for details.
Get a Quote Today
Don’t leave your investment unprotected. Request a landlord insurance quote online and take a step toward choosing cover that helps protect your property.
Insurance Calculators
Need some help calculating your landlord's insurance coverage requirements? Try our Landlords Insurance Calculator to make the job quick and easy!
Visit our extensive library of informative Landlords Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.
Landlords Insurance Online does not provide financial product advice or claims assistance directly. After you submit a quote request, your enquiry is referred to a participating licensed insurance broker from our Australia-wide referral partner network. The broker can discuss quote comparisons and any personal advice or claims assistance available within their service and authorisation.
Your enquiry may be allocated to a participating insurance broker based on factors such as the product category you select, geographic service area, availability and commercial bidding settings, using information supplied in your landlords insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
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New Zealand’s latest insurance dispute figures are a timely warning for anyone relying on personal cover to protect their household income. The Insurance & Financial Services Ombudsman Scheme reported that, for the year ended 30 June 2026, health insurance became the largest category of disputes it investigated for the first time, with health disputes up 91 percent and 833 dispute investigations completed across all categories. - read more
The 2026 National Truck Accident Research Centre major incident report gives Australian truck operators a useful, if challenging, snapshot of where serious heavy vehicle risk is changing. Released in October 2026 and based on de-identified NTI-insured heavy vehicle major-loss claims, the report points to progress on distraction and fatigue, while also highlighting renewed concern about inappropriate speed and following distance. - read more
A federal parliamentary inquiry into small business insurance has pushed back its reporting timetable, extending the wait for recommendations on insurance affordability, availability and regulation. Insurance News reported on 27 October 2026 that the inquiry, which had been expected to report that day, now intends to table its final report by 26 February 2027 after receiving extensive evidence from across the market. - read more
Australia’s proposed overhaul of the General Insurance Code of Practice has moved from consultation to regulator review, with the Insurance Council of Australia lodging a strengthened code with ASIC on 22 October 2026. For shop owners, this is not an instant change to policy terms, but it is a significant development in how insurers may be expected to handle claims, complaints, vulnerability and customer communication in the next phase of the market. - read more
New research from specialist insurer CFC, reported on 26 October 2026, has put a sharper number on a problem many Australian small businesses already sense: cyber risk is moving faster than insurance take-up. CFC’s local findings indicate seven in 10 Australian SMEs surveyed experienced a cyber incident in the past three years, while standalone cyber policy uptake is still estimated at only 10% to 15%. - read more
Landlord insurance is a specialized type of coverage designed to protect property owners who rent out their residential or commercial properties. This insurance typically provides financial support in the event of damage to the property, loss of rental income, and liability claims from tenants or visitors. Essentially, it helps ensure that landlords are safeguarded against potential risks and unexpected financial burdens. - read more
Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. While standard home insurance covers owner-occupied homes, landlord insurance provides additional coverage for risks associated with tenants. This includes protection against damages to the property, loss of rental income, and liability claims arising from tenant-related incidents. - read more
Landlord insurance is a specialized type of insurance designed to protect property owners who lease their homes or units to tenants. Unlike standard home insurance, which primarily covers owner-occupied properties, landlord insurance includes coverage tailored for the risks associated with rental properties. - read more
As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more
Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. It covers a range of risks that landlords face, including damage to the property, loss of rental income, and liability for injuries that may occur on the premises. - read more
Knowledgebase
Disability Insurance: A type of insurance protection that pays a portion of a person's income lost due to a total or partial disablement arising from either an accident or a sickness.
