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Landlords Insurance For Australian Rental Property Owners

Landlords insurance is designed for rental property owners facing risks such as tenant damage, lost rent and liability claims. Understanding building, contents and rental income cover can help you explore protection for your investment. Explore our landlord insurance articles, calculators and insurance news ... or connect with a participating insurance broker from our Australia-wide referral partner network who can discuss your needs and compare available rates and options.

  • Building Cover
  • Landlord Contents Cover
  • Tenant Damage Risks
  • Rent Defaults
  • Loss of Rent
  • Property Liability Risks

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Landlords insurance quotes are provided by a selected broker from our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

At Insurance Online, we refer your enquiry to a participating insurance broker who can help you seek affordable landlord insurance quotes tailored to your needs. Whether you need building and contents insurance to safeguard your property or rental income protection to cover lost earnings, the options available through our participating brokers are designed to give landlords peace of mind.

Why Do You Need Landlord Insurance?

  • Protect against tenant damage: Can provide cover for certain accidental or malicious damage to your property.
  • Safeguard rental income: May include cover for loss of rent in specified situations, such as when your tenants can’t pay or the property is uninhabitable.
  • Liability protection: Can help protect you financially if someone is injured on your property and you are found legally liable.

Compare Policies Through a Broker

Compare landlord insurance options available through a participating Australian insurance broker after referral, and explore policies that fit your budget and property type. Comparison is limited to quotes and products available through the referred broker and may not cover all providers in the market. Features, limits and exclusions vary between insurers and policies, so always check the Product Disclosure Statement (PDS) or ask your broker for details.

Get a Quote Today

Don’t leave your investment unprotected. Request a landlord insurance quote online and take a step toward choosing cover that helps protect your property.

Insurance Calculators

Need some help calculating your landlord's insurance coverage requirements? Try our Landlords Insurance Calculator to make the job quick and easy!

Make Informed Decisions

Visit our extensive library of informative Landlords Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

Personal Advice

Landlords Insurance Online does not provide financial product advice or claims assistance directly. After you submit a quote request, your enquiry is referred to a participating licensed insurance broker from our Australia-wide referral partner network. The broker can discuss quote comparisons and any personal advice or claims assistance available within their service and authorisation.

Broker Matching

Your enquiry may be allocated to a participating insurance broker based on factors such as the product category you select, geographic service area, availability and commercial bidding settings, using information supplied in your landlords insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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    Insurance News

    New Isuzu Truck Recall Highlights a Claims Evidence Issue
    New Isuzu Truck Recall Highlights a Claims Evidence Issue
    05 Nov 2026: Paige Estritori
    A fresh safety recall affecting 3,710 Isuzu MY25 trucks is a timely reminder that modern truck insurance risk is not only about driver behaviour, road conditions or workshop servicing. Software, trailer systems and electronic braking signals can all become part of the evidence trail if an incident occurs. - read more
    Mental Health Cover Debate Now Matters for Business Protection
    Mental Health Cover Debate Now Matters for Business Protection
    05 Nov 2026: Paige Estritori
    Australia’s life insurance sector is moving into a detailed debate over how mental health conditions should be treated in disability-style cover, and the outcome could matter for business owners who rely on insurance to protect income, debt and operational continuity. - read more
    Life Claims Inquiry Puts Delays Under Fresh Scrutiny
    Life Claims Inquiry Puts Delays Under Fresh Scrutiny
    05 Nov 2026: Paige Estritori
    A new Life Code Compliance Committee inquiry has put renewed attention on how Australian life insurers manage longer-running claims, finding that avoidable gaps in information requests and customer communication can add pressure to already complex total and permanent disability and income protection matters. - read more
    New claims data puts life insurance dispute risk back in focus
    New claims data puts life insurance dispute risk back in focus
    05 Nov 2026: Paige Estritori
    Australian life insurance claims performance is back under scrutiny after APRA released its latest Life Insurance Claims and Disputes Statistics on 16 October 2026, covering the rolling 12 months from 1 July 2025 to 30 June 2026. ASIC’s MoneySmart claims comparison tool was also updated on 26 October 2026, giving consumers and business owners a clearer way to compare insurers by accepted claims, decision times, disputes and cancellation rates. - read more
    Claims review highlights the cost of slow communication
    Claims review highlights the cost of slow communication
    05 Nov 2026: Paige Estritori
    A new Life Code Compliance Committee inquiry has sharpened attention on how life insurers manage longer-running total and permanent disability and income protection claims, finding that earlier information requests and clearer communication could reduce avoidable delays for people already dealing with illness, injury or loss of income. - read more
    Landlords Insurance Articles

    Understanding Landlord Insurance: Does It Cover Tenant Damage?
    Understanding Landlord Insurance: Does It Cover Tenant Damage?
    Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. It covers a range of risks that landlords face, including damage to the property, loss of rental income, and liability for injuries that may occur on the premises. - read more
    Landlord insurance for units, apartments and strata properties
    Landlord insurance for units, apartments and strata properties
    If your rental property is part of a strata scheme, the building may already be insured through the owners corporation or body corporate. However, strata insurance and landlord insurance usually protect different risks, so Australian landlords should understand where cover may overlap, where gaps can exist and what questions to ask before choosing a policy. - read more
    How loss of rent and tenant default cover may work in landlord insurance
    How loss of rent and tenant default cover may work in landlord insurance
    Loss of rent and tenant default cover can both relate to missed rental income, but they usually respond to different events. This guide explains the common differences, claim triggers, limits and policy conditions Australian landlords should check before relying on either cover. - read more
    How landlord insurance claims generally work in Australia
    How landlord insurance claims generally work in Australia
    A practical guide to the usual steps involved in making a landlord insurance claim in Australia, including notification, evidence, assessment, excesses, repairs and common reasons claims may be delayed or declined. - read more
    The Key Differences Between Landlord and Homeowners Insurance
    The Key Differences Between Landlord and Homeowners Insurance
    As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more

    Knowledgebase
    Peril:
    A specific risk or cause of loss covered by an insurance policy, such as fire, theft, or flood.