Landlords Insurance Online :: News
SHARE

Share this news item!

Global Insurance Rates Decline Despite Rising Catastrophe Losses

A Strategic Window Opens for Insurance Buyers Amid Market Softening

Global Insurance Rates Decline Despite Rising Catastrophe Losses?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The global insurance market is experiencing a paradoxical trend: despite a significant rise in catastrophe losses, insurance rates are declining, creating a favorable environment for buyers.
In 2025, global insured catastrophe losses exceeded US$100 billion for the sixth consecutive year, yet the market has remained 'soft' into the first half of 2026.

This trend is particularly evident in Australia, where the insurance landscape has remained advantageous for buyers. Factors contributing to this include strong reinsurer earnings and record (re)insurance capital deployment, leading to increased competition and capacity in the market.

For landlords, this presents an opportunity to secure comprehensive coverage at more competitive rates. However, it's essential to remain vigilant, as this window may not remain open indefinitely. Engaging with insurance brokers to explore available options and ensure adequate protection for investment properties is advisable.

Published:Saturday, 30th May 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

Sign in with Google to rate

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

IAG Reports AU$505 Million Net Profit in First Half of FY26
IAG Reports AU$505 Million Net Profit in First Half of FY26
30 May 2026: Paige Estritori
Insurance Australia Group (IAG), a leading general insurer in Australia, has reported a net profit after tax of AU$505 million for the first half of the 2026 financial year. This performance demonstrates resilience in the face of severe seasonal weather events that impacted the industry during this period. - read more
AUSactive's New Insurance Offering: Comprehensive Protection at Reduced Costs
AUSactive's New Insurance Offering: Comprehensive Protection at Reduced Costs
30 May 2026: Paige Estritori
In a significant development for the fitness industry, AUSactive has unveiled a new insurance product specifically designed for exercise and active health professionals. This initiative, developed in partnership with global insurance broker Marsh, aims to provide enhanced protection while offering lower premiums compared to existing market options. - read more
Significant Health Insurance Premium Increases Loom for Australians
Significant Health Insurance Premium Increases Loom for Australians
30 May 2026: Paige Estritori
Australians are bracing for substantial increases in health insurance premiums, with recent analyses indicating potential hikes of up to 25%. This development is particularly concerning for policyholders holding gold-tier policies, who are expected to bear the brunt of these increases. - read more
Calls for Faster Processing of Mental Health Insurance Claims by Super Funds
Calls for Faster Processing of Mental Health Insurance Claims by Super Funds
30 May 2026: Paige Estritori
Consumer advocates are raising concerns over significant delays in processing mental health-related insurance claims by superannuation funds. This issue has come to the forefront as mental health conditions now represent the leading cause of total and permanent disability (TPD) claims in Australia. - read more
Sun Property Group Enhances Buyer Confidence with 10-Year Latent Defects Insurance
Sun Property Group Enhances Buyer Confidence with 10-Year Latent Defects Insurance
30 May 2026: Paige Estritori
Sun Property Group (SPG) has taken a significant step to bolster buyer confidence by securing a 10-year Latent Defects Insurance (LDI) policy for its Aurora development in Willoughby, Sydney. This boutique project comprises 12 apartments and a ground-floor commercial space, setting a new standard in the region by offering extended protection against structural defects. - read more
Click for more Insurance News


Landlords Insurance Articles

Australian Landlords: How to Simplify Insurance for Your Multiple Rentals
Australian Landlords: How to Simplify Insurance for Your Multiple Rentals
As an Australian landlord, you may be wondering about the ins and outs of landlord insurance. It's crucial to have a solid understanding of this type of insurance to protect your rental properties properly. Landlord insurance is tailored to cover risks that typical home insurance policies might not handle effectively. - read more
Does Your Landlord Insurance Cover Short-Term Rentals Like Airbnb?
Does Your Landlord Insurance Cover Short-Term Rentals Like Airbnb?
In recent years, short-term rentals have exploded in popularity across Australia. Platforms like Airbnb and Stayz have transformed how people approach accommodation, offering unique experiences that hotels often can't match. Whether it's a beachfront apartment in Sydney or a cozy cottage in the countryside, these rentals appeal to a wide range of travellers seeking flexibility and local charm. - read more
What Does Your Landlord Insurance Truly Cover? A Comprehensive Guide
What Does Your Landlord Insurance Truly Cover? A Comprehensive Guide
Landlord insurance is a specialized type of insurance designed to protect property owners from potential risks associated with renting out their property. Unlike standard home insurance, which typically covers owner-occupied residences, landlord insurance offers tailored coverage that addresses the unique challenges faced by landlords. - read more
What are the common exclusions in landlord insurance policies?
What are the common exclusions in landlord insurance policies?
Landlord insurance is a specialized type of coverage designed to protect property owners who rent out their residential or commercial properties. This insurance typically provides financial support in the event of damage to the property, loss of rental income, and liability claims from tenants or visitors. Essentially, it helps ensure that landlords are safeguarded against potential risks and unexpected financial burdens. - read more
The Key Differences Between Landlord and Homeowners Insurance
The Key Differences Between Landlord and Homeowners Insurance
As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more

Knowledgebase
Peril:
A specific risk or cause of loss covered by an insurance policy, such as fire, theft, or flood.

Quick Links: | Landlords Insurance | Landlord Insurance Australia | Investment Property Insurance | Rental Property Insurance | Best Landlord Insurance | Landlord Building Insurance | Landlord Insurance Quotes | Landlord Contents Insurance | Compare Landlord Insurance | Cheap Landlord Insurance | Landlord Insurance Online
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.